Your RSU taxes, filed right.
Drop a Fidelity, Morgan Stanley, Charles Schwab, EquatePlus or Computershare PDF into the engine. Capital gains at the Rule 115 SBI TT rate, Schedule FA A2/A3 and Form 67 — computed in minutes, correct to the statute.
One PDF in. Statute-grade numbers out.
Why RSU tax is a nightmare.
Most CAs spend three to five hours per RSU client — spreadsheets, manual SBI rate lookups, copy-paste errors. GainSutra eliminates all of it.
Manual spreadsheet hell
Every vesting date, every SBI TT rate, every conversion — entered by hand. One error cascades into wrong tax filings and penalty exposure.
Schedule FA complexity
A2 and A3 tables require per-holding data across multiple brokers and years. Most CAs skip or consolidate incorrectly — a compliance risk.
SBI TT rate lookup
Every transaction needs the exact RBI-mandated SBI TT buying rate for that date. Finding these historically takes hours of manual research.
Multi-broker chaos
One client might hold RSUs in Fidelity, a bonus in Morgan Stanley E*TRADE and dividends in Charles Schwab — each with a different PDF format and data structure.
Three steps. Zero headache.
From broker PDF to portal-ready figures — without the data ever leaving the browser.
Upload the PDF
Drop the broker statement — Fidelity, Charles Schwab, Morgan Stanley At Work, Morgan Stanley E*TRADE, Computershare or EquatePlus. The engine auto-detects and parses it.
Auto-calculate
Capital gains computed from vesting FMV, sale price and SBI TT rates — STCG vs LTCG classified, INR conversion applied. Entirely client-side.
Export and file
Download Schedule FA A2/A3 tables, an ITR-ready capital gains summary and Excel workings — ready to paste directly into the income tax portal.
What's under the hood.
Seventeen capabilities across seven parts. Everything below ships in the platform today — no roadmap promises.
PDF auto-extraction
Position-aware text extraction reads each broker's PDF structure independently — scrambled columns, footnote-terminated pages, vector-path documents. No manual entry, ever.
Six broker parsers
Dedicated parsers for Fidelity NetBenefits, Morgan Stanley E*TRADE, Morgan Stanley At Work, Charles Schwab, EquatePlus and Computershare — each tested for that broker's format.
Capital gains
Lot-level STCG and LTCG auto-classification for every RSU vest. Holding period from acquisition date; Finance Act 2024 rates — 12.5% without indexation for LTCG, slab for STCG.
Dividend income
Per-payment SBI TT rate matching for every dividend. Withholding tax credits under applicable DTAA provisions, with per-row rate override for exceptional cases.
Form 67 — foreign tax credit
FTC computation for dividend withholding under Section 90, with the DTAA article reference included. Form 67 data is ready before the ITR — exactly when it's needed.
Schedule FA — Table A2
Custodial account disclosure generated automatically: country, institution, account number, peak and closing balances and gross interest — original currency and INR, on the Jan–Dec year.
Schedule FA — Table A3
Per-holding foreign equity disclosure: acquisition date, quantity, initial, peak and closing values in INR at the applicable SBI TT rate. Split by stock, split by year, traceable to source.
Auto peak value detection
The A3 peak is the highest value a holding reached during the calendar year — not its closing value. Computed from a live price database across the full Jan–Dec window, at daily SBI TT rates.
SBI TT rate engine
Twenty-four years of SBI TT buy rates (2001 to present) across USD, EUR, GBP, AUD, DKK and SGD — indexed and auto-applied per Rule 115: the last working day of the month preceding the transaction.
Auto currency detection
Currency detected on upload — EquatePlus defaults to EUR, Computershare to GBP, others to USD. A dismissable banner confirms it; per-row manual override is available.
Software-ready export
Capital gains and Schedule FA exported in direct import format for Computax, Genius, ClearTax and TaxBuddy — one-click download, no manual modification. Import the file and the data lands exactly where it should.
Excel workbook
Multi-sheet workbook: capital gains, dividend income and Schedule FA A2/A3 each in their own sheet, formatted as required for ITR-2/3.
Client PDF summary
A formatted, client-facing report covering capital gains, dividends, Schedule FA and Form 67 in one document — built for CA-to-client delivery without further editing.
100% client-side
All computation runs in the browser. No PDF, no transaction data and no client financial information is sent to any server — verify it yourself in DevTools → Network while uploading a PDF.
Multi-FY support
FY 2020–21 through FY 2024–25 in any combination across brokers — each financial year computed under the rules applicable to it independently.
Multi-currency display
₹ / $ / € / £ / A$ / kr / S$ applied automatically across all tabs, with INR conversions shown alongside foreign values throughout.
Free & Professional plans
Free: one broker, FY 2023–24 and 2024–25, capital gains. Professional: all six brokers, all ten years, Schedule FA export, Form 67, Excel, client PDF, software-ready export and multi-client management.
Every major broker. Covered.
Each parser is built and tested against that broker's actual statement format.
Your data never leaves.
The architecture is the privacy policy: there is no server to leak from.
100% in-browser
All PDF parsing and calculations happen locally on your device. Your client's data never leaves their browser — not even for a millisecond.
Zero data storage
We store zero client financial data on our servers. Not your PDFs, not your numbers, not your transactions. Nothing.
Verifiable proof
Open Chrome DevTools → Network while uploading a PDF. See zero data requests to any external server. Verify it yourself, right now.
The cost of getting it wrong.
Indian tax law treats every RSU filing error differently — under-reporting, misreporting and non-disclosure each carry a separate penalty section. These are not warnings. They are the law as it stands.
s.41 / s.43
s.270A
s.234A / s.234B
s.42
read with s.270A
s.13
Simple pricing. No surprises.
Start free. Upgrade when a single filing has already paid for the year.
- 1 broker per session
- 2 financial years
- Capital gains calculation
- Basic summary view
- Schedule FA A2/A3 export
- Excel download
- Multi-client management
- All 6 brokers
- All 10 financial years
- Schedule FA A2/A3 export
- Excel workings download
- Multi-client management
- Unlimited calculations
- Priority support
- All 6 brokers
- All 10 financial years
- Schedule FA A2/A3 export
- Excel workings download
- Multi-client management
- Unlimited calculations
- Priority support
Built by CAs who know the pain.
From practices that file RSU returns every season.
Finally a tool that handles the Fidelity PDF format correctly. Schedule FA used to take me 3 hours per client. Now it's under 10 minutes.
My NVIDIA clients always struggled with their RSU filings. GainSutra made the whole process transparent — they can actually see how their numbers are computed.
The SBI TT rate lookup alone is worth it. We used to maintain a separate spreadsheet just for that. This tool handles it automatically, date-by-date.
Form 67 and the FTC working used to be the part I dreaded every season. Now it's generated before I even open the ITR utility.
Multi-broker clients were impossible to reconcile by hand. One upload each and the Schedule FA just builds itself — peak values and all.
Reading for filing season.
Specific, law-referenced guides on RSU taxation in India.
How to calculate capital gains on RSU in India
Cost of acquisition, the Rule 115 rate, holding period from vest date, LTCG vs STCG under Finance Act 2024 — a step-by-step guide for ITR-2.
Read guide → Schedule FA · BMA 2015Schedule FA for RSU holders — Tables A2 and A3 explained
Calendar year boundary, peak value calculation, custodial account and per-holding disclosure — and the ₹10 lakh penalty under Section 41.
Read guide → SBI TT rate · r.115SBI TT buy rate for RSU vesting — Rule 115 explained
Which rate to use, which date applies, TT Buy vs TT Sell — and why the wrong rate triggers a Section 270A misreporting penalty.
Read guide →Stop filing RSU tax the hard way.
Join CAs across India who've automated their RSU workflow.
Your data never leaves your devicedo it yourself?